Uniform Residential Appraisal Report (URAR)

Uniform Residential Appraisal Report (URAR)

The URAR is a form specifically designed to meet Fannie Mae's and Freddie Mac's need for an appraisal where the "Intended Use" is only "for the lender/client to evaluate the property for a mortgage finance transaction."   The form also carries the "Freddie Mac Form 70" designation.

Each lesson in the seminar includes several sections. First, Reading Assignments and Learning Objectives are listed, which are followed by an Overview of the Topics. After this, important USPAP, Fannie Mae and Freddie Mac Guidelines are listed along with comments that help explain the URAR form.


  1. Train appraisers who are already familiar with the generally-accepted principles of real estate appraising to make an appraisal of a single-family residence on the Uniform Residential Appraisal Report Form (URAR).
  2. Familiarize students with the Fannie Mae and Freddie Mac guidelines that apply to the URAR.
  3. Familiarize appraisers with those provisions of the Uniform Standards of Professional Appraisal Practices (USPAP) that directly relate to the URAR.
  4. Clarify the duties and responsibilities of trainees, appraisers, supervisory appraisers, and reviewers.
  5. Familiarize the student with the requirements for reporting apparent environmental hazards.

Course Outline


-- PAGE 1 --
   Page 1 Text

-- PAGE 2 --
    Page 2 Text
    Sales Comparison Approach

-- PAGE 3 --
    Page 3 Text
    Additional Comments
    Cost Approach
    Income Approach
    PUD Information

-- PAGE 4 --
    Page 4 Text
    Instructions - Page 4
    Statement of Assumptions and Limiting Conditions

-- PAGE 5 & 6 --
    Page 5 Text
    Appraiser's Certification
    Page 6 Text
    Appraiser's Certification Continued
    Supervisory Appraiser's Certification
    Appraiser - Signature and Information


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