Finance in Real Estate CE

Real Estate Continuing Education Course

Course Description

The United States has a credit-oriented economy.The ability to finance large purchases (from automobiles to houses, for example) weighs heavily on the buying decision. The price of a house is largely a function of the cash needed to purchase (the down payment) and the monthly cost to own (the house payment or mortgage, etc.) This is a brief, introductory course that broadly summarizes important aspects of real estate financing that a real estate professional should know to help provide the best service for their clients.

Course Learning objectives:

Upon completion of this course, you will be able to:

  • Identify the primary sources of real estate finance money in the United States
  • Summarize how governmental fiscal policy impacts the availability of mortgage funds
  • Differentiate between the primary and secondary markets, and a mortgage and a deed of trust
  • Describe the purpose of RESPA, Regulation Z and Truth in Lending legislation
  • Define common real estate finance terms
  • Recognize illegal financing schemes

Course Topics

This course focuses on the following topics::

  • History, Risk & Reward
  • Concept of Money & Fiscal Policy
  • Lending Laws & Real Estate

The course contains a downloadable glossary and numerous multiple choice quizzes / exams, and is completed with a multiple choice exam.

Approved States: CO