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Investing IRA assets in Real estate has been a well-kept "secret" opportunity. It is true; you and your clients may invest their IRA in real estate. You may help your clients buy real estate with their IRAs, opening an entirely new avenue for commissions. You may also buy and sell real estate in your own IRA/SEP or 401k plan, taking advantage of the "wholesale" market as a real estate broker and taking advantage of tax deferred retirement investment.
As a Real Estate Broker, you have at your fingertips access to information on hundreds, perhaps thousands of properties. Many brokers personally show hundreds of properties a month to potential buyers. At each showing you have the opportunity to get an inside look at a property as a home, a home for a renter, or an investment for appreciation.
ERISA - "Employees Retirement Income Security Act" became effective in January of 1975 and is responsible for the rules governing IRA accounts. Since then, any property you have shown or listed has represented a potential retirement investment for many of your past, present, and future clients, not to mention a powerful sales or investment opportunity for yourself. At the same time the seller of each of those properties may have had hundreds of potential buyers walk by, never recognizing the investment opportunity.
This course will open the door to a new way of serving your clients, both buyers and sellers, and provide you a valuable new tool to build ongoing relationships and partnerships. In your quest to connect buyers with sellers, this course will open the door to many more potential buyers than currently exist for a given property. Throughout the text, although the term "IRA" is used most frequently, it is interchangeable with "Roth", SEP, 401(k) and others.
As you study and take the numerous quizzes, we encourage you to keep in mind three questions to ask each of your clients.
- Are you interested in investment real estate?
- Did you know that you can buy investment real estate in your IRA?
- Would you like me to keep you informed of investment property I come across?
Course Outline
- Course Introduction
- The Basics
- The Rules
- History
- Real Estate Purchase
- Case Studies - Cash
- Case Studies - Partners
- Case Studies - Debt
- Purchase with Entity
- Notes
- Selling Property
- UBIT
- The Rollins Decision
- Prohibited Transaction or Not
- Self Direction and your Business
- Introducing Self-Direction to Clients
- Appendices
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